Insuring You and Your Family Future
Get Insured Instantly with No Medical Exam! When You Call Us For A Final Expense (Whole Life) Insurance Quote; Should You Decide To Move Forward, We'll Securely Take Your Application and Email You A Link To Provide Your Banking Information. Our Systems Will Check The National Rx Database. If All Goes Well, You Approved and You're Insured and Receive Your Policy Once Your Payment Is Received.
You've Made The Right Choice With Life Insurance
You work hard to take care of your family – to provide them with a home, a comfortable lifestyle and the means to achieve their hopes and dreams. Meeting this responsibility means careful planning. It’s very likely that you’re already doing many of the right things – contributing to 401Ks, putting aside extra savings for your children’s education, building a nest-egg to live out your retirement dreams.
But, if something should happen to you, how would your family manage without your financial contribution? Could they maintain their lifestyle – and their home? Will your children’s education needs be taken care of? How will your final expenses be covered? Withdrawing from your savings or your investment portfolio to finance these costs could seriously jeopardize your family’s long-term financial well-being.
We can help you with the right protection to help secure your family’s financial future. At your earliest convenience, We'd like to speak with you to review your financial position and talk about how we can provide you with flexible choices to give you greater control over how you protect your family.
We invite you to join us in a phone conversation so we can answer your life insurance questions and help you sort through your options. Below are some other types of insurance that we offer:
Secure Future and Life of Your Child and Family
The Basics
Why do I need Life Insurance?
Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die. Life insurance proceeds could mean your dependents will not have to sell assets to pay outstanding bills or taxes. An important feature of life insurance is that no income tax is payable on proceeds paid to beneficiaries. The death benefit of a life policy owned by a C corporation may be included in the calculation of the alternative minimum tax.
How much Insurance do I need?
Although there is no substitute for a careful evaluation of the amount of coverage needed to meet your needs, one rule of thumb used is, buy life insurance that is equal to five to seven times annual gross income.
If you want to be more precise, take the time and complete the Life Insurance Calculator Needs Analyzer
Choosing a Plan
Buying life insurance is not like any other purchase you will make. When you pay your premiums, you're buying the future financial security of your family that only life insurance can provide. Among its many uses, life insurance helps ensure that, when you die, your dependents will have the financial resources needed to protect their home and the income needed to run a household.
Choosing a life insurance product is an important decision, but it often can be complicated. As with any other major purchase, it is important that you understand your needs and the options available to you.
If you want to be more precise, take the time and complete the Life Insurance Calculator Needs Analyzer
The main types of life insurance available are term and permanent. Term life insurance provides protection for a specified period of time. Permanent life insurance provides lifelong protection. To learn more about term and permanent life insurance click on the appropriate button at the top of this page.
Easy Process
Get Insured Instantly! When You Call Us For A Final Expense Insurance Quote; Should You Decide To Move Forward, We'll Securely Take Your Application and Email You A Link To Provide Your Banking Information. Our Systems Will Check The National Rx Database. If All Goes Well, You Approved and You're Insured and Receive Your Policy Once Your Payment Is Received.
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